Oh, and my in-laws came and stayed for 11 days. Let's just say they are the most high-maintenance houseguests known to anyone. They left yesterday and I am still making my way through the mess. And restocking my household supplies which were diminished at an alarming rate.
It was just a crazy month.
I mentioned my new, somewhat unexpected, part-time job. Because it came up so fast, we hadn't really had time to break down what the extra income would mean. Thus far, I have put every penny into a savings account because I didn't want it to get "lost" in the regular budget. Now that we've been able to put some thought into it, we've decided to keep my paychecks separate and use them solely for needed work on the house.
We live in a home built in 1972. While we have tried to keep up with it, some repairs/work/updates have fallen to the wayside as medical bills (and debt) ate up our savings. With retirement looming in the next 6 years or so, we would like to have as many of those big projects taken care of sooner rather than later. This is the house we will have forever, because it has been tailored to our son's needs.
First up is removing a tree from the front yard. It was struck by lightning years ago, and while it is not 100% dead, it is most definitely not healthy and clearly is not going to recover. I have a call into a company recommended by several neighbors to get a free estimate. I'm expecting it to run close to $1,000 with stump removal.
Other items on the wish list are:
- Kitchen renovation. Seriously, some parts of the cabinets are held together by tape.
- New HVAC - we bought the current system in 1996 so we know it could go at any time. We won't be replacing until it is kaput, but we want to be ready.
- Retile DS's bathroom. It's a huge bathroom, built in 1998 to accommodate his wheelchair, ceiling lift and other equipment. Tiles are cracked and because it's an open concept, water tends to wear down the grout way more than is typical. We need to make sure the extra moisture doesn't seep down and damage the joists.
- New windows. Ours are originals and awful.
All of those are extremely pricey and we've never been able to bring ourselves to throw so much money at mundane projects. So now's the time. I am only working part time, so it will still take awhile to save up for each project. If it looks like we will fall short of wiping out the debt in time for retirement, we will stop the projects and focus on that.
So there's the plan. So far, so good.