Sunday, November 12, 2017

Surprise!

I'm still here! I seriously do not know how two months have passed since my last post, except that life has been moving along at breakneck speed.

What's happened around here lately:

- We hired an attorney who last week sent a letter to DS's lending company detailing how the wire fraud originated on their end because of their lax practices and setting out the expectation that they reimburse DS. Hoping that settles this, but not counting on it.

- Younger DS received the first-ever treatment for his disease. It was supposed to be given via spinal injection, but his spine is fused and there was no opening. The doctor was able to successfully dose him by going in through his neck. DS is already reporting a noticeable increase in energy levels so we are praying he continues to see progress. Unfortunately, the treatment is not a one-time thing. We head back for #2 the week after next. Very thankful insurance is covering it in full. The medicine alone is $125,000 a pop.

- Insurance screwed up payment for his wheelchair so I had to file an appeal. Again. At least we have the chair now.

- DS's optometrist's office filed with the wrong insurance for his last visit. Straightening that out has been more trouble than it should be.

- Between treatments, PT and various specialist visits, we have 13 trips to the hospital scheduled between now and the end of the year.

- I have a cracked tooth. It was determined last week that it can't be saved so I need to have it extracted. Insurance will cover the cost, but the oral surgeon requires payment upfront and then they file insurance for me. Waiting to hear the amount I will have to come up with - even though temporarily. The only bright side of this is that it is the very last tooth in the back of my mouth, so I don't have to run out and get an implant to keep me from scaring small children when I smile.

- My knees are giving out, too. For now, cortisone shots seem to be doing the trick - I had two of them last week. Knee replacement is in my future, but my surgeon wants to wait a few years as long as the shots are giving me relief. Good thing, I sure don't have time for that.

- My granddaughter is 10 months old and keeping me on my toes. I keep her while my daughter works and I now understand why God gives us babies when we are young. I used to think nothing of this when I had 3 little ones. At 54, not so much.

- I have finished Christmas shopping. We only buy for the kids and gift cards for my parents, so it's manageable. All paid in cash.

- I will be hosting 13 for Thanksgiving. I've farmed out most of the dishes and I just saw that the grocery store has turkeys for 37 cents a pound, so I'll be heading over there tomorrow.

- Not much else to talk about on the finance front. I'm close to paying off a Capital One card. It will be done by the end of the year. So yay. DH is planning to retire in 8 years, so it's getting real. We need to get rid of everything before then. Keeping the faith ...

Sarah
 

13 comments:

  1. I am so proud of you and still just sick to mu stomach about sons fiasco. You sound chipper. I keep watching your progress and getting excited for you.

    ReplyDelete
  2. I just found your blog. It seems like your son has had a really bad time, from the few posts I read. Hopefully, that will resolve, soon, and that he is enjoying his new home. Honestly, it's awful, but he is young, has a job, and was able to move in. I'm glad he could do that.

    13 hospital visits seems like a lot. Hang in there.

    ReplyDelete
  3. Thanks for update. I often wonder how your journey is going and hope you are doing well. Keep up that positive attitude! I'm rooting and praying for you!

    ReplyDelete
  4. I love when credit cards get paid off, can't wait to read the update when it is officially gone. I hope things work out well for your son and he gets some of his money back.

    ReplyDelete
  5. I'm so happy that DS is getting some relief from his injection. At that price I should hope so!! Hope all the other issues get resolved quickly (wheelchair, optometrist, wire fraud). Those are some heavy duty issues but as usual you keep a stiff upper lip and carry on. I hope you have a wonderful Thanksgiving with your family!!

    ReplyDelete
  6. Thank you for sharing valuable information nice post,I enjoyed reading this post.

    แตกใน xxx

    ReplyDelete
  7. ALL THANKS TO UPSTART LOAN AM NOW FINANCIALLY STABLE . upstartloan@yahoo.com
    I am Michelle Huxford from Casper, Wyoming. I was in a very chronic financial issue and terminal health situation some few weeks back. After all my search for assistance from friends and neighbors proved abortive, I feel there was no one who truly cares. I became so emaciated due to lack of good food and my 2 kids age 5 and 8 were not also good looking due to lack of proper care as a result of finance. One faithful morning I saw an old time friend of my late husband and I told him all I have been going through and he said the only way he could help was to direct me to a good loan agency that also helped him, He explained to me on how he was financially down and how he got boosted by this loan agency UPSTART LOAN INC ( upstartloan@yahoo.com ) who grant him 245,000 USD loan at an affordable rate. He further assured me that they were the only legit loan firm he found in the quest of seeking for loan after been scammed by various fake loan lenders online. He gave me their email: upstartloan@yahoo.com or text/call (574) 301-1639, That was how i applied and was also granted a loan and my life changed for the good. CONTACT THE ONLY GENUINE LENDERS( UPSTART LOAN INC) VIA email: upstartloan@yahoo.com or call +1 (574) 301-1639 to resolve your financial mess............

    ReplyDelete
  8. DO NOT KEEP YOUR FINANCIAL BURDEN TO YOURSELF CONTACT US NOW FOR ANY KIND OF LOAN AT A LOW INTEREST OF 2%.( prosperloanfirm@yahoo.com )

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our Loan program is the quickest. We give out loan in any currency of your choice {Us Dollar, pounds, Euro, Dinar, etc} and duration of 1 to 60 years to pay back the loan (secure and unsecured).

    Do you need any kind of loan and have low credit score, Have you find it difficult to get loans
    from local banks and other financial institutions? solution to your financial problem is PROSPER LOAN FIRM. The terms and conditions are very reasonable and considerate.

    We offer a wide range of financial services which includes: Xmas Loans, Business Loans, Debt Consolidation Loans, Personal Loans, Car loans, Hotel loans, Student loans, Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies.

    Interested applicants should Contact us via email: prosperloanfirm@yahoo.com, OR call/text +1(816) 366-8769 . Apply and be free from financial bondage.

    ReplyDelete
  9. BEST AVAILABLE WAY TO FINANCEIAL FREEDOM {upstoxfunding@yahoo.com}
    Are you looking for financial freedom? Are you in debt, you need a loan to start a new business? Or you collapse financially, do you need a loan to buy a car or a house? Have you ever been rejected by your bank in ever finance? You want to improve your financial? You need a loan to pay off your bills pay off? No more looking, we welcome you for an opportunity to get all types of loans at a very affordable 3% interest rate for others. For information, contact us now by email at: {upstoxfunding@yahoo.com}

    Do you have a bad credit? Do you need money to pay bills? Is it necessary to start a new business? Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? And you do not know what to do. We offer the following loans;both Personal loans [secure and unsecured], Business loans [secure and unsecured] ,combination loans ,Student loans,Consolidation loans and so many others.

    Company name: UPSTOX FUNDING
    Company Email: upstoxfunding@yahoo.com

    ReplyDelete

  10. We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

    We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600

    2. Currency : USD/EURO

    3. Age of Issue: Fresh Cut

    4. Term: One year and One day

    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)

    6. Price : Buy:32%+1, Lease: 4%+2

    7. Subsequent tranches: To be mutually agreed between both parties

    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c

    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760

    10. Payment Term: MT799 & Settlement via MT103

    11. Hard Copy: By Bank Bonded Courier


    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



    Name: Muhammed Emir Harun

    Contact Mail :info.financewizardltd@gmail.com

    Skype: info.financewizardltd@gmail.com

    ReplyDelete
  11. NOW LIFE IS WORTH LIVING WITH THE HELP OF EDWARD JONES FINANCE...

    Hello Every One, My Name is Trevor Cohen live in Texas and life is worth living comfortably for me and my family now. I really have never seen goodness shown to me this much in my life as i am a struggling Dad with three kids and i have been going through a serious problem as my son encountered a terrible accident last week, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again, and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that credit score was bad, from there i run to my father and some of my friends but they could not help, then when i was surfing through the net i came across a loan lender EDWARD JONES who provides loans at an affordable interest rate of 2% and i have been hearing about so many scams on the internet but at this time, in my desperate situation i had no choice than to give it a try and surprisingly it was all like a dream, i received a loan of $85,000.00 and i payed for my son surgery and thank GOD today he is okay and can walk. I could in turn start something profitable with the remaining amount and i said to my self that i will shout loud to the world of the wonders of GOD to me through this GOD fearing lender EDWARD JONES and i will advise anyone in genuine and serious need of loan to contact this GOD fearing Company via: Jonesloanfinance@yahoo.com

    ReplyDelete
  12. Welcome to AVANT LOANS, Do you need a genuine loan Online to secure your Bills? Starts a new business? Do you need a personal loan? or Business loan, Apply for a quick and convenient loan to start a new financing of your projects at a cheapest interest rate of 2%. Are you in need of a Loan of any amount? Has the bank or Payday Loan Company refused your Loan Application because of your Low Credit Scores or Lack of Collateral Security? and you are in an urgent need of this Personal Or Business Loan to re-finance your business, pay your bills, settle your bad credit problems, buy and own a house of your own? etc. CONTACT US NOW VIA EMAIL:{ avantloan@yahoo.com }

    Avant Loans is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. Avant has demonstrated strong credit performance and maintains one of the industry’s highest consumer ratings according to leading consumer review sites. Apply for any kind of loan and any amount of your choice today by reaching us through email: { avantloan@yahoo.com }

    Avant Loans believe Everyone deserves a better financial future if they strive for it. We’ve built a marketplace that keeps costs low and opportunity high.

    You can also reach us via our website but for instant reply fill in the application form below and forward to our email address { avantloan@yahoo.com }

    * Full Name:
    * Loan amount needed:
    * Loan Duration:
    * Purpose of loan:
    * City / Country:
    * Telephone no:
    * How Did You Hear About Us:

    Genuinely Interested to get a loan then kindly email us { avantloan@yahoo.com } with the loan requirement above.

    Sincerely yours,
    Etienne L. Audrey
    Company: Avant Loans
    Contact: avantloan@yahoo.com

    ReplyDelete
  13. My special greetings to everyone on this Page, If you are poor or you need urgent financial assistance for any purpose kindly get your private loan from Mr Lavington today The CEO of Lavington Finance Center, He will grant you loan of any amount at interest of 3% only , to get loan from him is simple so just contact: lavingtonfinance@gmail.com
    OR you can also send a text message or call +18288270635.

    Special Thanks

    ReplyDelete