Received our Escrow Review Statement on our mortgage. I always groan when it shows up in the mailbox because it ALWAYS shows we owe, usually a couple hundred dollars or more, and our monthly payment goes up.
For the first time ever, we had an overage. Attached was a check for $28.81. OK, so that's not a lot, but it sure beats having to give them more money! More exciting, is that our monthly payment dropped by $25. Since we are used to the payment, I will just keep paying what we have been and the extra $25 will go toward the principal.
None of this is earth shattering in the grand scheme, but it is so much nicer to find out someone owed us for a change. And given the week I've had battling health insurance, I'll take it.