Sunday, May 29, 2016

A HUGE milestone!

Five years and five months later ... and we have paid off just over $100,000!

That number is an actual reduction in debt - we have actually paid way more in interest along the way. But I'm not going to dwell on that.

I am so proud of us. I truly feel like we are conquering the impossible. Thanks to all of you for continuing to encourage me on this journey.


Thursday, May 26, 2016

Excited about a budget-buster!

This was my Mother's Day present from my daughter and son-in-law - our first grandbaby is on the way! This kid is already making waves - he/she is due Dec. 23!


Tuesday, May 10, 2016

Good news, not-so-good news

I got good news yesterday - the pathology report from my thyroid surgery was benign. I'm relieved and grateful.

As for the repercussions of the hail storm, both the roofer and the insurance adjuster decided a new roof is in order. They decided on the final price for such is $9,600. Fifteen years ago, we paid $5,200 for a roof. Hard to believe it's gone up that much. The bigger, more unpleasant surprise, is the deductible. We have a $500 deductible on our homeowners - a privilege I can only presume we've been paying extra for all these years. Yeah, it doesn't count for hail and wind. For damage from those two, the deductible is $1,000. "Most people don't know that," the friendly adjuster says. You think? I am glad we decided to beef up our emergency fund and can handle it without a problem.


Tuesday, May 3, 2016

Hail no!!

I was sitting on the sofa yesterday, minding my own business while recovering from surgery, listening to the thunder in the distance ... And then the rains came. Sort of like I imagine it rained when Noah was watching from the ark. Within minutes, I heard the hail. By this time, I have the Labrador sitting on my lap scared to death.

In all my 52 years, I have never seen a storm like that. The hail - which measured 3 inches in diameter (I checked) - came down hard for about 15 minutes. The yard was a sea of white. And all I could do was watch as the golf balls bounced off the cars in the driveway and came pinging off the roof.

I can't imagine there is no damage to the roof. It was just too severe of a storm. I have a roofer coming Thursday to check it out. If he finds anything, then it will be on to file a claim with homeowner's insurance. The roof is 15 years old, so I guess it wouldn't be an awful thing to have it replaced. I just hate that we had our first claim six months ago because of water damage in the ceiling and here we might have to make a second claim. Always something.

My surgery went well. I had a total thyroidectomy last Wednesday. It took three hours, which surprised me. This was my very first surgery ever. I learned that anesthesia makes me extremely nauseous. Once that passed, I was OK. Pain was minimal. I've started hormone replacement, but am told it takes several weeks for your body to regulate it properly. Meantime, I am tired. So. Tired. I don't like the feeling and I have way too much to do. Anyway, I see the surgeon on Friday and will get the pathology reports then.

For now, I think I'll take a nap ...