It took 3 years and 10 months, but our debt is now below $100k!!!
Now, if you're new here you might think, big deal - you still have a boatload of debt. But let me tell you, this is a huge milestone. In January 2011, I wasn't even sleeping at night worrying about how I was going to pay the minimums on the gazillion bills. I was talking to collectors and talking my way into BLPs to make things more manageable. In the early days, some bills were being paid by other bills. There was precious little progress, but we stayed the course. We didn't worry about whether to spend anything on extras - because there was nothing there to spend.
And now here we are, having paid off $68k and inching ever closer to the halfway mark. We even have some extra each month to snowball.
We are proof positive that counting pennies DOES work. And the debt monster CAN be beaten back. I can't wait to see how quickly we can get rid of the rest of it!