We got our annual escrow review today, always enough to make me sit down before I open it. Last summer, our lender decided to start paying our property taxes three months before they were due, thus sending our escrow into the negative and our payments soaring. I was told it would even out within a year once everything was adjusted to the new schedule. Call me a pessimist, but I didn't believe it.
But ... today's mail brought the news that our mortgage payment will be going DOWN $85 a month! All I can say is ...
Soda update: Two weeks. No soda. Not a drop. Hold on, because I think the earth just shifted.