Not a very original post title, but my retired hubby has run some errands, and I'm trying to zoom thru a LOT of tasks before he returns. It's been great having him around because I've had a cranky hip for a while, but I'm having to learn to work with more distractions. My aging brain needs fewer of those, not more!
At any rate, I'm glad Sarah has continued to update on HER impressive progress! We're still here, over a year after the bankruptcy was finalized. As with Sarah, things are not easy (courtesy in large part of school loans that came out of forbearance/deferment - ugh), but we have survived some relatively significant medical bills (for me), followed by a wedding for our son (we provided and prepared all the food for the rehearsal and reception for about 30 guests), followed by an unplanned $450 plumbing bill, followed by a $300 gas line replacement for our '98 car, followed by Christmas, which was not over the top in gifts as much as food and toilet paper to accommodate our visitors (NOT complaining there!). Our savings account took a major nosedive and will likely be fumes after paying taxes this month, but we HAD savings after so many years without one. We are determined to build it up again.
We haven't used a credit card in over two years. We've been getting plenty of invitations for new ones, but the thought of even applying for one makes me ill, which I think is a good thing. If only chocolate would do the same....
Retirement for my husband came earlier than we'd planned, thanks to the political games of education, but when we realized that holding out three more stressful years would bring only $300/month more, it was a no-brainer. While our regular income dropped significantly with the retirement, it's now for 12 months a year instead of 10, and the LONG commutes are gone.
What has been particularly encouraging is to see how financially responsible our two grown children and their spouses are. I'm hoping that our own experience will serve as a wake-up call for them for a long, long time... even when their families start expanding.
And with that, happy, healthy, and prosperous 2014 to us all!