Saturday, November 30, 2013

So long, November

I have not been on the computer much this month - too much going on. I'll hit the highlights.

1. I turned 50. Enough said!

2. A week and a half ago, I dropped my son off at the university and five minutes later, while sitting at a stoplight, a speeding bus plowed into my van. There ended up being five vehicles involved. No one was hurt, thank goodness, but three of us saw our vehicles towed away. I spent the next few hours trying to find a wheelchair accessible van to rent - made more difficult because it was the week before Thanksgiving and they were all booked ahead. Finally got one on a temporary basis. I called the owner of the bus company two days later because insurance appeared to be moving slowly. He was extremely nice and sincerely wanted to help. He called the rental company and is personally guaranteeing payment for the rental van ($770 a week!!) My van has a lot of damage and I'm told if it were not a wheelchair conversion (which adds value), it would have been totaled. Thank goodness for that conversion because we were NOT planning on buying another van now! It will be another 3 weeks before we get it back because of the many parts that have to be ordered, but we are able to keep the rental until then, so all is good. And by the way, the bus driver - who never got off the bus to check on the four women involved in the accident - is no longer employed by the bus company.

3. Christmas tree is up and all presents wrapped and paid for in cash.

4. Updated my debt totals and they went down by more than $1,500. Woo hoo! Slow and steady is winning the race.

Hope everyone had a lovely and peaceful Thanksgiving.



  1. Welcome to the 50 club!!! And wow about the accident. Glad to hear that you are okay. :)

  2. So glad you are okay. Congrats on the pay down. I feel like I am makng know progress, I know I am but I want it to be faster!

  3. Happy Belated Birthday, Sarah! Great job on the pay down.

  4. You're 50?! Me too, well 57 but who's counting! So glad no one was injured and that you were able to get a replacement van - that couldn't have been easy. I hadn't checked your debt tracker for awhile - it is definitely moving in the right direction!!

  5. Slow and steady is the winning race when it comes to paying off debt. Slow and steady is also the winning race when it comes to saving money. I always tell my clients that even if they can only save 10 dollars per week, they have to save it. Aside from that small amount adding up over a long time, what is more important, is the fact that even if you save only ten dollars per month you are also building that habit of saving into your brain. You are training your brain to save money. Over time other opportunities will arise, and your brain will be trained to save you money, without you even realizing it. So get in the habit of saving money little by little everyone, because it really ads up beyond what you see on paper.

  6. Holy moly! So much news! First things first, Happy Birthday!!! 50's not so bad, right?
    So sorry to hear about the accident! Glad you are alright, but make sure you have the insurance company of the guy who hit you, and hopefully you got a police report. The other insurance should be paying for EVERYTHING, including lost wages, and any medical bills.

    You are my hero for having all of Christmas done already!! :)!

  7. Slow and steady requires so much patience, but it also teaches you patience. It seems like a steady cycle of learning.

  8. A pretty snazzy trick you did there, using a spiffy graft to track your debt. It really is important to visualize our financial situation, not in terms of premonitions and scenarios, but that of metrics. Crunching it as a bunch of numbers is not only efficient, it is wise. It cools your head, and lets you approach the matter in a more measured and objective, therefore, practical way. We're all about solutions here, not maybes.

    Roslyn @ USEFS