Since January 1, we have paid off $5,483.69. I'm pretty proud of that, even though it's really just a result of paying minimums on everything. What it does mean is that the minimums are starting to add up and more is going to principal now instead of it all going to interest.
But I can't help but think ... what if? What if we didn't have this stupid debt? What if we had that much extra to invest in our family? What if we didn't have to sweat every. single. penny?
I can pretty quickly tick off some places to put that money. We've had to neglect some home improvements that need to be taken care of but can't because there's no money. What if we could just decide we wanted to work on something and then just do it? What if our Emergency Fund was so fat we didn't even have to think about it? What if I didn't have to panic when an error delayed DH's paycheck?
I can't wait to try it out for real. And for the first time, I really think it's going to happen. It's going to be awhile, but it's going to happen. And I can't wait!