The good news is that we do not owe anything. The bad news is that the refund (just a few hundred dollars) isn't nearly big enough to cover what I had hoped it would cover. Namely a chunk of DD's wedding expenses. Given that DS is graduating high school this year, too, and my parents' 50th anniversary is coming up, we really could have used some help. I'm trying not to panic here.
It's back to the drawing board. I'm going to have to cut some already dull corners even more. What fun.