Wednesday, January 18, 2012

The price of losing focus

It's been crazy busy around here. The problem with juggling so many balls at once is that inevitably one is going to get dropped. A small error in my checkbook register sent the account into overdraft. The deficit was covered by an automatic overdraft transfer from savings - at a cost of $3. I know I should be thankful that it only cost me $3, but it really annoys me that I let even a penny get away. Plus, that means I officially have just over $7 to last until Friday. Another annoyance.

But that's what happens when you don't pay attention, even for a day. You pay. It was a good reminder for me.

Sarah

12 comments:

  1. I'm sorry. I hope everything slows down!

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  2. A small hint or help to avoid this is only to shop for everything you need once a week or less frequently. Take lunch and coffee to work with you, and then don't carry any money. Have a set day for filling the car with fuel and then you can keep a close eye on finances by not spending any money.

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  3. At least you caught it. It is hard to live so close to the edge all the time. I have $5.00 in my purse until someone picks something up and it just snowed 6 inches so I think I am broke for a while!

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  4. I have paid the price of losing focus myself... don't beat yourself up about it! You can do this!

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  5. Yikes! But the good news is that you had overdraft protection because I think the charge for a bounced check these days is $30+!

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  6. $3? I almost thought I had read that wrong. We get charged $35 for bounced check and $10 for overdraft protection! It's outrageous. It's nice that it was so low and should keep you on your toes going forward.

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  7. Thank goodness it was only 3.00 but dont beat yourself up it happens to everyone. Plus now you will be extra careful next time :)

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  8. @ Tanner: You read right - like I said, I'm thankful it wasn't $35! That's one of the many perks of banking at a credit union and not a big bank.

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  9. I've had that happen many times...even recently, so I can empathize. You are so right - you have to check accounts every single day to avoid making those little mistakes. BUT, we aren't perfect so don't be too hard on yourself.

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  10. Annoying, but a relatively cheap wake-up call! Hope things slow down for you soon!

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  11. I have done that more than once. Thank God for overdraft protection... but I know how you feel. But... it is okay. Life can sure get a little busy, so try not to be so hard on yourself. :)

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