I've decided I don't want to check up on Murphy anymore. It's too much work - and way too expensive - cleaning up after him. I replaced the flapper on the toilet for $4.36. Ha, Murphy! The dishwasher is just going to have to stay broken for the time being. It won't be the first time I've done dishes by hand. Double ha, Murphy! The van is the challenge. The brakes will have to be taken care of. Hubby is in charge of that. So, Murphy, we survived your visit and life goes on.
In other news, we did indeed join a local credit union and are in the process of making the changeover from Wachovia/Wells Fargo. It's going to take awhile to clear everything, but in the end I know we will be much happier.
Found out yesterday that 100% of the costs associated with DS's $25,000+ surgery will be covered by insurance - woo hoo! Sometimes it pays to easily make the annual deductible early on.
We still don't have two nickels to rub together. And two of our bills will be paid late this month. But on the upside, I came across some notes I had made this time last year and the total debt I had scribbled down was $172,800. So we're about $15,000 better off now than we were then. It's not much when you look at our numbers, but it's better than the alternative. I know we can do this. It's going to take what seems like forever, but it can be done. When we finally get to the point where we have much of a snowfall, there's going to be a blizzard! I'm glad we decided to forego the bankruptcy route and dig out on our own. I certainly don't fault anyone who makes that decision, but for us, the satisfaction of having paid it all off and doing it ourselves is going to pay off in a big way - and I don't mean dollars and cents.