So today we will have a new one installed. And it is at this point that I am so frustrated that I haven't been able to rebuild our emergency fund after draining it for a medical expense earlier this year. If I had that $1,000 in the EF, I could write a check for the stupid water heater and be done with it.
But I don't. And so I am having to pull out a credit card. I have to tell you, it's killing me. It means I won't be making any progress this month and it will feel like I'm going backward.
Could I have made different decisions in the past six months that would have enabled me to add more to the EF? Maybe. Probably. But the fact remains that we currently live paycheck to paycheck and any time there's an extra dollar there seems to be an extra bill that eats it immediately. No excuses, it just is what it is.
Tomorrow is a new day. And with any luck I will have had a hot shower.