It doesn't look like they'll have a problem.
Since I last reported, we now have a fifth plan in place. The terms aren't quite as impressive as some of the others, but since the rep was willing to work with us and was sensible*, I agreed to it. I'm relieved to have one more taken care of. Now if we can just get some income flowing from our hibernating side businesses to help pick up the slack....
(*Why do 'customer assistance' reps so often offer plans with payments 3+ times more than the minimum payment you CANNOT make even after you've explained - sometimes twice to that rep - that your current situation renders it impossible to make the former minimum payment???)
I do have some thrifty experiences to share!
1. We had a visit from some old friends this past weekend. My husband, a pro in the kitchen, planned to fix one of his famous breakfasts - eggs, potatoes, biscuits, gravy, and some kind of meat. Bacon is too expensive, and some folks don't like sausage, so we opted to get five big slices of ham from the deli. It cost less than the bacon and was delicious, and because the rest of the (cheap) breakfast was so filling, we had two big slices left over!
2. Our friends took us to a late lunch/early dinner, and the restaurant owner (a friend) surprised us with two huge bowls of ice cream and cinnamon fritters! Because we couldn't take the ice cream home, we inhaled our courtesy dessert and brought home enough leftover dinner for the next night.
3. Hubby and I wear our shoes (and drive our cars) until they fall apart. We own more than one pair, but we pretty much each live in one pair year round. He's on his feet and outside most of the day and was in dire need of a new pair, so we hit Kohl's the other night during their big sale, armed with an extra 30% coupon. Although we tend to keep buying the same shoe brand/style, hubby was agreeable to trying on a different one because the sale price was considerably lower than his usual pair. He said they'd work, and the sale price was so low, he also sprang for a black pair of shoes, perfect for muddy days. Feeling smug, we hit the underwear department, as his personal collection had reached antique status. Once I recovered from sticker shock (even at the sale price), I remembered the 30% coupon, so we sprang for a package of six. That should take care of him for life.
4. I bought NOTHING at Kohl's.
5. The little Toyota hubby drives for his long commute has racked up 350,000 miles (not a misprint!). It was clamoring for a tune-up, so hubby ordered the $$$ spark plugs (at a significant discount) and installed them himself for the first time! Of course, it called for special tools, but they were on sale, too.
6. I haven't paid attention to grated cheese in the store because it used to be more expensive than block cheese. I was going to make something that required a lot of cheese (and a lot of grating), and hubby noticed the big packages of grated cheese in a completely separate bin. It weighed 2 lbs. like the block and was priced about $1 LESS. Money and time saver - woo hoo! It does have a different texture, but it hasn't hampered our ability to eat :)
So... while I'm behind Sarah in most ways, I am trudging along in this newfound determination to stretch what we have even farther while meeting such enlightening friends along the way....