Monday, April 25, 2011

I want it. I want it not.

I updated my debt totals this morning and found out I had either made an entry error on my ticker or I had not properly accounted for accrued interest. Either way, I had to make the ticker go back up a bit. Even though I know it's not because of new debt, it still made me mad. I am nearly obsessive at wanting that thing to go down these days.

I'm sitting on my patio writing this post and looking at the sad state of my flower beds. I only have a couple - mostly because of my lack of a green thumb - but I do like to put out spring flowers and fill the bird feeders with seed. I've done neither of those things this year and am struggling with whether or not I will. Flowers and bird seed so I can sit out here and enjoy looking at pretty things are wants, not needs. But they are fairly strong wants, so I don't know. The crappy thing about drawing a line in the sand is just that. There's a line in the sand.

Hope everyone had a blessed Easter Sunday. I know I did. Friends, family, faith. I have nothing to complain about.

Sarah

11 comments:

  1. Perhaps you should change your perspective a wee bit. Instead of thinking "It's not going down fast enough!" try thinking, "We paid down over $6500 of debt in less than 4 months!"

    Also, try thinking alternatively about your gardens and bird feeders. How could you achieve what you want (to have flowers in the beds and attract birds) in the least expensive way? Maybe there is a plant exchange or seed exchange in your area. Perhaps friends and neighbors would be willing to share some of their beauties with you.
    You could buy some flowers for the beds, but buy ones that are more likely to attract birds...maybe?
    Keep going with everything. It's tough, but you will live through it.

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  2. You are correct as always, Eboo. Any other time, I would have been thrilled to have paid down that much in four months ... now that I'm actually doing it, I'm not satisfied. Not really the right attitude, but on the other hand it means I'm motivated which has to be a good thing, right?

    Interesting thoughts about the garden. I'll have to see what I can find. Good ideas!

    Sarah

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  3. 6500 in 4 months! That's awesome! Im VERY jealous!!

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  4. It is easy to obsess when you are trying to get out of debt. Especially when your new goals don't line up or something unexpected happens. Look at the positive. Your flowers beds and mine are the same. Time whee does it go? But again look at the positive. You are making progress. We will get out of debt!

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  5. Stay positive, you are doing great! Maybe opt for one or the other... flowers or bird seed :)

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  6. Plant perennials - spend once and they come back every year. You've probably got neighbours who would love to give you a cutting of their perennials - gardeners love to share their bounty. With debt reduction I find I like to celebrate the milestones for ex. when 160,000 becomes 159,999 that feels so amazing, then the rest of the time i try to just ignore it. It never moves as fast as you want it to but you are doing the best that you can. Celebrate your successes :)

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  7. Sarah, It's me, Little Lamb. Changed things up.... You're doing great! What you have done in 4 months is no small feat! I understand why you would be torn. I love watching the birds too!

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  8. $6500! This is an awesome achievement! if I've learnt anything from reading PF blogs is that you need to budget in the fun stuff otherwise you will get bored and will be more likely to cave on your budget. Still get your bird seed and flowers but look for cheaper ways, I think having a pretty patio over spring time will help you on those days you have no spending planned and you can sit out on the patio with a drink enjoying your time.

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  9. $6500 is great!! and you've changed habits, thats what will make the difference in the long run. I can relate to feeling obsessed :)
    Maybe plant some herbs in your garden, that way you get to enjoy the view and you save money as well, I think a bag of birdseed and a few punnets of flowers is a worthy 'treat' and it will be something you can enjoy

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  10. You're doing so great and as Louise said you've changed your habits..that's what'll get you get free :)

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  11. I agree with everyone! You ARE doing great!! I know its hard, and everyone is there own worst critic! But look on the bright side at least you have stopped the bleeding and will eventually be out of it all together!

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