The one that's sort of open-ended is the promise to reduce grocery spending. I struggle with that a lot. My grocery budget includes everything from toilet paper to toiletries to makeup - I tend to do one-stop shopping at Super Walmart. So I'm thinking using the envelope system for that one category might help me achieve the goal. It's scary, though. What if I get to the register and don't have enough in the envelope to cover it? I think I average about $150 a week - some weeks more, some less. That's for four people - essentially three adults and a teenage boy. I need to do better than that.
I'm going to think about it this week and maybe fill an envelope on Friday. Problem is, right now I can only do it a week at a time. If I could put a whole month's budget in there, I think it would give me more flexibility. But I can't do that now. Maybe that will be next year's goal.
Anybody else use envelopes? Any tips for me?